The JA Personal Finance Program introduces students to the importance of making wise financial decisions. The program demonstrates the importance of planning, goal setting, and thoughtful decision-making within the context of personal financial decisions. Five required, volunteer-led sessions. Twenty-four additional teacher-led sessions available.
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KEY LEARNING OBJECTIVES |
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Session One: A Month in the Life
Working in groups, students play the Balance, Break Even, or Broke Game. They examine the concept of budgeting and learn how their daily chores affect their ability to save for the future.
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- Explain the purpose of setting goals.
- Make wise financial decisions that meet personal goals.
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Session Two: From Dreams to Reality
Working in groups, students complete personal investment guides. They discuss investment options and plan for their financial futures.
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- Explain the difference between income and growth investments.
- Demonstrate a basic understanding of various investment options.
- Plan investment strategies for today and for the future.
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Session Three: Your Credit, Your Future
Working in groups, students evaluate scenarios related to credit. They discuss credit options and make decisions to avoid common credit pitfalls.
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- Describe the advantages and disadvantages of credit.
- Plan how to use credit now and in the future.
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Session Four: The Case of the Missing Identity
Working in groups, the students evaluate behavior that contributes to identity theft, and learn to take necessary actions to protect their identity.
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- List the dangers of identity theft.
- Recognize threats to their good credit and avoid them.
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Session Five: Protect Yourself
Working in groups, students play the Make It Match Game. They explore different types of insurance and identify how each type provides protection.
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- Examine and describe the basic types of insurance.
- Determine their current and future insurance needs.
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